SpendMinder
A calm, cycle-based way to see what your money is doing now and what it means for the days ahead.
Pay-cycle budgeting Built around how you actually get paid.
Runway at a glance Know how long your money will last.
Savings and debts Track goals and repayments without stress.
Privacy-first On-device by default, optional iCloud sync.
Runway, at a glance
See how your spending is pacing across the current pay cycle and what it means for the days ahead.
- A simple runway indicator that makes sense instantly.
- Spot problems early without digging through categories.
- Stay steady when life gets expensive.
Savings that stay realistic
Set goals and keep momentum without turning it into a second job.
- Track progress by cycle and over time.
- Keep goals visible without guilt.
- Small actions, clear progress.
Debt tracking without the stress
Stay on top of repayments with a clear view of where you are and what comes next.
- See balances and progress in one place.
- Keep repayments consistent across cycles.
- Stay focused without spreadsheet maths.
Insights that instantly click
A clean breakdown of where your money goes, with patterns you can act on.
- Understand categories without noise.
- Spot what changed this cycle.
- Make better decisions faster.