SpendMinder

A calm, cycle-based way to see what your money is doing now and what it means for the days ahead.

Pay-cycle budgeting Built around how you actually get paid.
Runway at a glance Know how long your money will last.
Savings and debts Track goals and repayments without stress.
Privacy-first On-device by default, optional iCloud sync.

Runway, at a glance

See how your spending is pacing across the current pay cycle and what it means for the days ahead.

  • A simple runway indicator that makes sense instantly.
  • Spot problems early without digging through categories.
  • Stay steady when life gets expensive.
SpendMinder runway and pacing screen

Savings that stay realistic

Set goals and keep momentum without turning it into a second job.

  • Track progress by cycle and over time.
  • Keep goals visible without guilt.
  • Small actions, clear progress.
SpendMinder savings goals screen

Debt tracking without the stress

Stay on top of repayments with a clear view of where you are and what comes next.

  • See balances and progress in one place.
  • Keep repayments consistent across cycles.
  • Stay focused without spreadsheet maths.
SpendMinder debts overview screen

Insights that instantly click

A clean breakdown of where your money goes, with patterns you can act on.

  • Understand categories without noise.
  • Spot what changed this cycle.
  • Make better decisions faster.
SpendMinder insights breakdown screen